March 2008
     
  Housing Options for Seniors  
     
  There comes a time when older people think about choosing alternative housing or living arrangements. Some of the
reasons are due to safety, health problems, the need to be near their children, or retirement.
There are many housing alternatives for seniors, both in the at-large community and in senior or retirement communities. It’s important to find the right choice that is well-suited for your physical, emotional and social needs. Here are some of the housing options to consider:

Independent living: Includes single houses, condos, and apartments. Sometimes all that is needed is adding safety features, such as installing grab bars in bathtubs to reduce the risk of falls, or increasing the wattage of light bulbs for better visibility.

Shared housing: Seniors can share their home, or share the home of another. Each person has a private bedroom and shares the kitchen and other living spaces.

Congregate housing: This offers independent living in private quarters. They can be a small group of apartments or large complexes. Supportive services vary, but usually include meals, housekeeping and activities.

Continuing Care Retirement Communities (CCRC): Also known
as life-care, these facilities provide a range of accommodations and services. Seniors start by living independently in rental units.
As their needs change, they move into a 24-hour skilled nursing care unit in the same facility. This type of facility requires a large entrance fee and usually have expensive monthly charges.

Nursing homes: These homes are regulated by local and federal government agencies. These facilities provide housing, group meals, personal care and support services, with costs supplemented by Medicaid or Medicare.
 
     

 

 
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